Help us pay down our Parish Debt!
How: By changing the way you purchase day-to-day items such as gas, groceries, restaurants, clothing, gifts, and much more. Instead of using cash or a credit card at one of the hundreds of stores in the program, simply download a gift card from a particular store and use it to make your purchase. Raise Right has 750+ brands to choose from.
Signing up is easy and can be done online or through the RaiseRight app. You only need a few details to sign up:
- First and last name
- Email address
- Mobile phone number (for 2-step verification)
Please contact giftcards@saintmargaretmary.org to receive your enrollment code
Complete the quick sign-up form on the website:
- Go to https://www.raiseright.com
- Select “Join a Program”
- Complete the fields to create your account
- Enter and verify your phone number for 2-step verification (2-step verification protects your account if you forget your password or someone is using your account without your permission)
or Mobile app:
- On your mobile device download the RaiseRight app – from the Apple Store or the Google Store
- Select “Join a Program”
- Enter Enrollment Code
- Complete the fields to create your account
- Enter and verify your phone number for 2-step verification (2-step verification protects your account if you forget your password or someone is using your account without your permission)
Congratulations! You’ve created your account.
Payment Options
There are 3 options to pay for gift cards in the program. They can all be entered through the Settings > Payment Options menu on your Account page. Alternately, a credit or debit card number will be automatically requested when you place your first order.
- Pay online with your bank account
From your Account page, choose Settings > Payment Options > Add Bank Account
Follow the steps to automatically link your bank account
There is a $0.29 fee on each transaction
This is the most popular & secure way to pay for gift cards! Get your eGift cards and reloaded funds instantly. - Pay online with your credit card
Visa, Mastercard, and Discover accepted
You have the option to save your credit card at checkout for future purchases, but you do not have to save a card in your account if you choose not to.
There is a 2.6% fee on each transaction - Pay online with your debit card
All debit cards accepted
You have the option to save your debit card at checkout for future purchases,
but you do not have to save a card in your account if you choose not to.
There is a 1.0% fee on each transaction
Congratulations, you are all set-up to start earning for St. Margaret Mary.
Please share with family and friends to help our church.
(hint: in the app go to your Account page and click on “Invite Friends & Family”)
Any questions please contact: giftcards@saintmargaretmary.org
FAQ
Simply shop for gift cards from 750+ brands that offer earnings
Each brand shows the earnings percentage of each gift card purchase that goes back to our parish.
Some contribute more than 15%, though others are lower.
You can earn even more when brands go on bonus, so check the website or app regularly since extra bonus earnings are offered for a limited time.
There are three different types of gift cards a store may offer. Each has its advantages.
- eGift Cards - Digital gift cards delivered instantly to your Wallet with a barcode that can be scanned at a store or a card number and PIN that can be entered on the store’s website.
- Physical Gift Cards – Will be mailed to your home. Shipping charges vary by how quickly you need the cards delivered.
- Reloadable Gift Cards – Allow you to add money onto existing physical cards in your possession.
Saint Margaret Mary’s is not participating in this option at this time.
First, this Q&A does not come from RaiseRight. It’s from another Saint Margaret Mary parishioner like you. This may seem like a long winded answer, but I’m trying to document my own concerns and thought process.
- Any time you give any outside entity your personal information you run the risk that that information will be stolen by a person or group wanting to profit from that personal information.
- RaiseRight is no better and no worse in a general sense than any other online presence where you agree to leave information such as your credit card or bank account number.
- If you are uncomfortable doing any sort of online transaction, then don’t use the RaiseRight app. It is as safe as any online payment service can be, but there are no guarantees.
That said, there are some factors to consider on the other side:
- There are well known and very pervasive gift card theft rings that target physical gift cards at retail stores. RaiseRight cards ship directly from them to you, avoiding this problem.
- You do not need to add a bank account, or even save a card to your account. If you always use “Add Credit Card” and uncheck “Save this card”, the card will only be used for that transaction. Not zero risk, but lower than saving a card.
- Per RaiseRight, they have security measures in place to protect their customers. For example, when using a bank account, they say “Transactions are secure and protected by your unique login and/or biometric login on the mobile app. You’re also automatically logged out after a brief period of inactivity, so your transactions and account information are protected.”
In a nutshell, use the same care with RaiseRight that you would use with any online payment service. They have posted the following on their blog. I have found it to have some good information and tips.
https://www.raiseright.com/blog/11-ways-to-protect-against-credit-card-fraud
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